Can You Buy a House with a Poor Credit Score?
A few months ago, a woman contacted us who was frustrated because no banks would talk with her about a home loan. A decade ago, she owned a home and two other properties. And, she [...]
Community Spotlight: Buying in a Competitive Market
As part of our effort to build a stronger San Diego community, we are spotlighting valuable information from different San Diego service providers. Our first interview is with Dave Werth from Versa Realty Group. Here [...]
Big Savings Over Time: Buy vs. Rent
A lot of people think of home ownership as more expensive than renting. And it is true that you spend more money on fixing things around a home you own than when you are renting. [...]
The Hidden Value of Home Ownership
What do you see as the value of home ownership? For many people, particularly in San Diego, a home is the largest asset they will own. The equity in your home can help you build [...]
The Difference Between Urban Vs. Rural Housing
First time home buyers usually can’t decide on which property to buy. There are several aspects to be considered such as the price, location and type of house. When it comes to location, you should [...]
Top 3 Mortgage Loan Scams to Avoid
Lenders have become strict in terms of mortgage loans, so borrowers have no choice but to opt for non-traditional funding sources. Because of this, there are already a lot of scams that have emerged and [...]
Mortgage Mistakes for Mortgage Applicants to Avoid
One of the largest purchases that you can make is buying a home. This is a huge decision and it involves a huge amount of money so it is just right to be wise with [...]
Home Affordable Refinance program Basics
Are you having a hard time paying off your mortgage because of its high rates? Is the worth of your house lesser than the present amount of your mortgage? Do you want to convert your [...]
VA Loan Requirements to Remember
It is an honor to become a Veteran or to have a family member who is a Veteran. As a reward, the US government gives them the chance to obtain VA loans. If you are [...]
FHA Loan Requirements: Credit Guidelines for Lenders and Borrowers
If you are planning to apply for a mortgage loan, one of your choices is FHA loan. This loan is insured by the Federal Housing Administration (FHA). FHA is considered as the largest insurer of [...]
Harp 2.0 and The Benefits of Choosing it
USA homeowners have the chance of getting lower interest rates on their mortgage. This is even when the value of their mortgage is greater than their house’s value. Interest rates are constantly increasing as years [...]
Mortgage Companies San Diego and How They can Help You
Applying for a mortgage loan involves extensive planning and wise decision making. It also involves the participation of mortgage companies San Diego, if you are in that place. Why are these companies involved? What are [...]
Mortgage Brokers: An Overview
For a lot of people, their house is considered as one of their biggest investments. Buying one is not a very easy decision though, most especially when you are to apply for a mortgage. Applying [...]
FHA Loan: Important Things to Know About It
If you would want to obtain a home you can call your own, you can do so through a FHA loan. FHA loan is among the many types of mortgage loans. It is a good [...]
How to Apply for a VA Loan?
There are a lot of Veterans who are unaware of the housing benefit (VA loan) given to them by the VA (Veterans Administration). There are also a lot of Veterans who are aware of such [...]
Mortgage Refinancing: Important Things about It
If you were able to acquire a home via a mortgage loan, then most likely, you are already thinking of mortgage refinancing. However, just like most people, you might also be wondering on when is the [...]
Mortgage Interest Rates: Getting the Best Rate
Mortgage interest rates are among the important considerations when applying for a mortgage loan. Of course, you would not want to pay a high interest rate in the future. This will just make it hard [...]
Good Credit Score: Why is it Important?
Many people want to apply for a mortgage loan. However, not all of them have good credit score. Some have bad credit scores and these are among the people who can’t get a good mortgage. [...]
Home Loan: Lowering your Interest Rate
If you are to apply for a home loan, one of the most important things that you should consider is the interest rate. If possible, look for a loan with a low interest rate. This [...]
San Diego Mortgage Brokers: What Qualities Should They Have?
San Diego mortgage brokers are becoming more and more important to the public. They serve as an important connection to the borrowers and the lenders. They will help you to decide which loan you are [...]
San Diego Home Loans: How to Get the Best Deal
San Diego home loans are among the choices of those who would like to get their own home. These loans are offered to all people of San Diego and they come in different forms. Despite [...]
