The Role of Mortgage Brokers: Why You Need a Professional in Your Homebuying Journey
The path to owning your dream home is thrilling but can sometimes feel like navigating a labyrinth. That's where the expertise of a mortgage broker, like us at Community Mortgage, becomes invaluable. Let's dive into [...]
10 Things You Need to Know About Buying A Home
Embarking on the journey to homeownership is a monumental step, filled with excitement, aspirations, and naturally, a myriad of questions. At Community Mortgage, we believe in empowering our clients with knowledge. As you contemplate [...]
How a Mortgage Broker Can Help You as a First-Time Homebuyer
Stepping onto the property ladder is an exciting milestone, but the process can seem daunting, especially regarding financing. Securing a mortgage can be one of the most complex aspects of home buying, and that's [...]
3 Tips for Working with a Mortgage Broker
When it comes to securing a mortgage, working with a mortgage broker can be a valuable resource. A mortgage broker acts as a consultant and middleman between borrowers and lenders, helping individuals find the [...]
5 Tips for Improving your Credit Quickly
Your credit score is a crucial factor that lenders consider when determining your creditworthiness. A higher credit score opens up opportunities for better loan terms, lower interest rates, and increased financial flexibility. If you're [...]
Loan Officer vs. Mortgage Broker: How Do They Differ?
When it comes to obtaining a mortgage, two key professionals play crucial roles in the process: loan officers and mortgage brokers. Although they both assist individuals in securing home loans, their responsibilities and methods [...]
The Best Time to Buy a House in California
Many have found California to be one of the best places to live. It has a world-famous coastline, beautiful beaches, state parks, and thriving cities and neighborhoods. If you plan on becoming a resident [...]
How to Get Your Credit Ready for a Mortgage
Planning to buy a home soon? If so, there are many steps you need to take to ensure a successful buy. The first and most important step is to make sure your credit score [...]
Top Benefits of Using a Mortgage Broker
From finding the lowest cost and best interest rates to completing the application and closing on time, mortgage brokers are well-versed in the process of getting a mortgage. Working with a mortgage broker to [...]
Things to Do Before Selling Your House
Are you preparing to sell your home? Then roll up your sleeves because things will get busy! Selling your home entails more than just putting up a “For Sale” sign on your front lawn. [...]
Should You Use a Co-Signer on Your Mortgage Loan
On average most people don't have hundreds and thousands of dollars stashed away to pay in full on high-price-tag purchases. This is especially true when it comes to buying a home. People rely on [...]
Buying a Home with HOA: Things to Consider
Homeowner associations (HOAs) are entities that enforce community rules on homes. They govern the aesthetics in an area, housing development, or planned community. When you join them, you agree to their terms and fees [...]
What to Know When Buying a Home with an HOA
In a perfect world, every homeowner would be considerate of their neighbors and not disrupt the living situation of those around them. Unfortunately, this isn't a perfect world. Those who wish to live where [...]
How to Prep Your Home to Sell
When selling a home, a lot of work goes into prepping your house for sale, and it's not uncommon for clients to forget something while prepping. This list of how to prep your home [...]
How to Tell If You Are Ready to Buy a House
Buying your first home represents a substantial lifestyle change for most people. Becoming a homeowner is up there with finishing school or having a child in terms of accomplishments. It becomes one of the [...]
The Dos and Don’ts of the Mortgage Process
We know that the mortgage process can be stressful. Bank statements, credit scores, interest rates, loan estimates, closing prices, and more can fog up the home-buying journey. We want to make the process as [...]
Should I Sell or Rent My Home When I Move?
Are you planning on moving soon? If so, you may be considering what to do with the house you currently own. It basically comes down to two options: selling or renting. Which option will [...]
How to Build Wealth with Real Estate Investments
Investing in real estate is one of the best ways to accumulate wealth. It can generate ongoing passive income and is a great long-term investment. You may even use it as a central part [...]
Is It a Good Idea to “Time the Market” When Buying a Home?
Have you been thinking about buying a home lately? If you’re wondering whether it's a good time to buy a house, ask yourself this instead: Is it a good time in my life to [...]
Understanding Home Equity and What You Can Do with It
Have you ever asked yourself, how does home equity work? It’s a confusing topic that isn’t always too clear to understand home equity is the part of your home that you actually own as [...]
How to Win in a Challenging Market: Get Your Offer Accepted
With the real estate inventory at its lowest levels since 1999, this past year concluded with an increase of existing-home sales in the US—at over 6 million—the highest number since 2006! As these numbers [...]
