Can I Get a California Mortgage if I’m Self-Employed?
Your desire to be your own boss does not need to prevent you from owning a home, purchasing rental property, financing business property, or obtaining a line of credit. Being ...
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What do the new low mortgage rates mean for Californians?
For many homeowners, one of the factors used in determining whether they can afford a specific home is the interest rate for their mortgage. A lower interest rate usually means ...
The More Things Change…
This is our first newsletter in about six months, because Community Mortgage has been undergoing a lot of changes. Shortly after renaming the company and launching the new website, we ...
How Can I Find Out How Much Homes Are Selling for in My Area?
Knowing how much homes are selling for in your area can be a significant advantage for you, regardless of whether you are selling your home or purchasing a home in ...
How Do I Select the Right Real Estate Agent?
Choosing the right real estate agent is extremely important whether you are buying or selling real estate. Your realtor is the person who will provide support and guidance during the ...
How does an adjustable-rate mortgage (ARM) work?
People are introduced to a wide variety of mortgage types as they go through the process of buying a home. It might seem easy to just choose the same type ...
Can I Qualify For a Mortgage With No Credit?
When it comes time to apply for a mortgage, lenders are almost always going to look at a person’s credit history. Many people establish their credit through the use of ...
What Should I Do If I Have A Complaint Against My Lender?
What Should I Do If I Have A Complaint Against My Lender? What do you do if your mortgage lender is engaging in unfair trade practices or lending habits? There ...
What’s the Difference between Interest Rate and APR?
What’s the Difference between Interest Rate and APR? Thinking of taking out a mortgage? There are several factors that determine how expensive or affordable your mortgage will be over the ...
HARP Program Extended – Should You Refinance Under HARP?
The 143,000+ people who qualify to refinance their house through HARP will need to decide if they want to use that cost-savings program or wait for the programs that will replace HARP later ...