How does an adjustable-rate mortgage (ARM) work?
People are introduced to a wide variety of mortgage types as they go through the process of buying a home. It might seem easy to just choose the same type ...
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Can I Qualify For a Mortgage With No Credit?
When it comes time to apply for a mortgage, lenders are almost always going to look at a person’s credit history. Many people establish their credit through the use of ...
What Should I Do If I Have A Complaint Against My Lender?
What Should I Do If I Have A Complaint Against My Lender? What do you do if your mortgage lender is engaging in unfair trade practices or lending habits? There ...
What’s the Difference between Interest Rate and APR?
What’s the Difference between Interest Rate and APR? Thinking of taking out a mortgage? There are several factors that determine how expensive or affordable your mortgage will be over the ...
HARP Program Extended – Should You Refinance Under HARP?
The 143,000+ people who qualify to refinance their house through HARP will need to decide if they want to use that cost-savings program or wait for the programs that will replace HARP later ...
What Factors Affect Mortgage Rates?
Obtaining a home loan can be a daunting experience with piles of documents, unfamiliar terminology, and that uncomfortable feeling of not knowing what to expect next. On top of all ...
4 Tips for First Time San Diego Home Buyers
Buying a home for the first time in San Diego? There’s a lot you should know before hitting the market or signing on that dotted line. Ultimately, buying a home ...
Do I Qualify for a VA Loan?
VA mortgages or VA loans as they are popularly known, allow veterans and people actively serving in the US military to get a loan partially guaranteed by the US Department ...
Is a Reverse Mortgage Right for Me?
If you are a homeowner over the age of 60, you might wonder if a reverse mortgage is a sensible option for you. Some television ads make it sound as ...
What Is the Difference Between a FHA Loan and a Conventional Loan?
Owning a home is part of everyone’s American Dream. Mortgages make it easier for home-buyers to do just that. Essentially, there are three types of mortgages: conventional home loans, Federal ...