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10 Things You Need to Know About Buying A Home

Embarking on the journey to homeownership is a monumental step, filled with excitement, aspirations, and naturally, a myriad of questions. At Community Mortgage, we believe in empowering our clients with knowledge. As you contemplate [...]

3 Tips for Working with a Mortgage Broker

When it comes to securing a mortgage, working with a mortgage broker can be a valuable resource. A mortgage broker acts as a consultant and middleman between borrowers and lenders, helping individuals find the [...]

5 Tips for Improving your Credit Quickly

Your credit score is a crucial factor that lenders consider when determining your creditworthiness. A higher credit score opens up opportunities for better loan terms, lower interest rates, and increased financial flexibility. If you're [...]

Loan Officer vs. Mortgage Broker: How Do They Differ?

When it comes to obtaining a mortgage, two key professionals play crucial roles in the process: loan officers and mortgage brokers. Although they both assist individuals in securing home loans, their responsibilities and methods [...]

The Best Time to Buy a House in California

Many have found California to be one of the best places to live. It has a world-famous coastline, beautiful beaches, state parks, and thriving cities and neighborhoods. If you plan on becoming a resident [...]

Top Benefits of Using a Mortgage Broker

From finding the lowest cost and best interest rates to completing the application and closing on time, mortgage brokers are well-versed in the process of getting a mortgage. Working with a mortgage broker to [...]

Things to Do Before Selling Your House

Are you preparing to sell your home? Then roll up your sleeves because things will get busy! Selling your home entails more than just putting up a “For Sale” sign on your front lawn. [...]

Should You Use a Co-Signer on Your Mortgage Loan

On average most people don't have hundreds and thousands of dollars stashed away to pay in full on high-price-tag purchases. This is especially true when it comes to buying a home. People rely on [...]

Buying a Home with HOA: Things to Consider

Homeowner associations (HOAs) are entities that enforce community rules on homes. They govern the aesthetics in an area, housing development, or planned community. When you join them, you agree to their terms and fees [...]

What to Know When Buying a Home with an HOA

In a perfect world, every homeowner would be considerate of their neighbors and not disrupt the living situation of those around them. Unfortunately, this isn't a perfect world. Those who wish to live where [...]

How to Prep Your Home to Sell

When selling a home, a lot of work goes into prepping your house for sale, and it's not uncommon for clients to forget something while prepping. This list of how to prep your home [...]

How to Tell If You Are Ready to Buy a House

Buying your first home represents a substantial lifestyle change for most people. Becoming a homeowner is up there with finishing school or having a child in terms of accomplishments. It becomes one of the [...]

The Dos and Don’ts of the Mortgage Process

We know that the mortgage process can be stressful. Bank statements, credit scores, interest rates, loan estimates, closing prices, and more can fog up the home-buying journey. We want to make the process as [...]

Should I Sell or Rent My Home When I Move?

Are you planning on moving soon? If so, you may be considering what to do with the house you currently own. It basically comes down to two options: selling or renting. Which option will [...]

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