The Benefits of Working with a Certified Military Home Specialist
As an active-duty military member, you have to live with the awareness that you'll most likely have to keep moving around the country in order to fulfill your duties. As a veteran, you may [...]
The Importance of Working with a Certified Mortgage Advisor
When it comes to shopping for a mortgage, it’s easy for homebuyers to feel intimidated by the vast number of available products. The process of finding the best loan at a great value is [...]
It Pays to Review Your Mortgage Annually. Here’s Why.
Save Money by Lowering Your Interest Rate People don't think twice about scheduling annual health checks with a health provider. Everyone knows that it is critical to your overall health. Instead of letting early [...]
The Benefits of New Homeowner Education
If you’re a first-time homebuyer, navigating through the process can be overwhelming. You have to crunch the numbers to see what you can afford, search for a home that fits your lifestyle and budget, [...]
Top Reasons to Buy a Home in San Diego in 2022
Deciding to buy a home is one of the most significant decisions one can make in one’s life. That’s why many people ponder the idea of when’s the best time to get one. But [...]
4 Smart Steps Every Homeowner Should Take
One of the most exciting steps in our lives is transitioning from being a renter to a first-time homebuyer! Getting wept in all the excitement is a great feeling, but some first-time homeowners can [...]
How to Prepare Your Home for the Winter Season
While California winters aren’t as bad as those in the snowy states, the weather does take its toll on our homes. When homes are not adequately prepared for the chilly season, the occasional freezes [...]
The Value of Financial Planning
Most of us know how important it is to save money. But when it comes to doing it, people tend to fall into two categories: non-planners and planners. Non-planners tend to save when they [...]
Buying a Home in a Seller’s Market
The current economic situation creates something that is called a home seller's market. The demand is high, and the home inventory is low, which results in homes being available on the market for less than [...]
6 Ways You Can Be a Better Homeowner
Similar to most homeowners, your home is most likely your largest financial investment, so it makes good sense to do everything you can to protect its value. With the right care, maintenance, and proactive [...]
How Do I Select the Right Real Estate Agent?
Choosing the right real estate agent is extremely important whether you are buying or selling real estate. Your realtor is the person who will provide support and guidance during the real estate transaction. In [...]
July 2021 Update: Why Should You Buy a Home in San Diego Right Now?
Since the economy has started to reopen, there has been significant recovery. Nevertheless, 2021 remains a time of uncertainty. We are by no means out of the woods with respect to COVID-19 and lockdowns. [...]
Can You Afford to Buy a Home in San Diego Right Now?
If you are shopping for a home in San Diego right now, you probably are astonished by how much housing costs have climbed. In fact, the San Diego Union-Tribune recently reported that home prices in the [...]
Why Are Homes in San Diego So Expensive Right Now?
If you are in the market for a home in the San Diego area, you have doubtless noticed the surge in real estate prices. At the time of this writing, the Zillow Home Value Index [...]
Frequently Asked Questions About San Diego VA Loans
Interested in applying for a VA mortgage in San Diego? You probably have a lot of questions about VA loans. Here are some answers to some frequently asked questions. San Diego VA Loans FAQs Q: [...]
How to Save for Your Down Payment
If you will be purchasing a home soon in San Diego, you will need to save up for your down payment. If this is your first time buying a home, you might believe that a [...]
Tips for Making Your Down Payment When Buying Your First Home
Are you shopping for your first home right now and wondering how you will afford the down payment? For many first time homebuyers in San Diego, this is a top concern. In fact, some people [...]
Why Was Credit Karma Wrong About My Credit Score?
Checking Credit Karma before applying for a loan? A rude surprise might await you. CNBC says, “Consumers tweeted about going to apply for a credit card or loan thinking they have good or excellent credit, [...]
Credit Scores 101: Credit Score Myths
Every day, we meet borrowers who have no idea how credit scores work, and believe a lot of things about their scores that are not true. So, we have put together this Credit Scores 101 [...]
Questions to Ask a Realtor When Shopping for a New House
Your realtor is the most important person you’ll find when it comes to shopping for a new house. A realtor should be able to tell you just about anything you want to know about a [...]
Credit Scores 101: Credit Scores Do’s and Don’ts, Part 2: Don’ts
In our most recent entry in our Credit Scores 101 series, we talked about credit score do’s—things you should do if you want to maintain a high credit score. In this installment, we will go [...]