The Value of Financial Planning
Most of us know how important it is to save money. But when it comes to doing it, people tend to fall into two categories: non-planners and planners. Non-planners tend to save when they [...]
Buying a Home in a Seller’s Market
The current economic situation creates something that is called a home seller's market. The demand is high, and the home inventory is low, which results in homes being available on the market for less than [...]
6 Ways You Can Be a Better Homeowner
Similar to most homeowners, your home is most likely your largest financial investment, so it makes good sense to do everything you can to protect its value. With the right care, maintenance, and proactive [...]
How Do I Select the Right Real Estate Agent?
Choosing the right real estate agent is extremely important whether you are buying or selling real estate. Your realtor is the person who will provide support and guidance during the real estate transaction. In [...]
July 2021 Update: Why Should You Buy a Home in San Diego Right Now?
Since the economy has started to reopen, there has been significant recovery. Nevertheless, 2021 remains a time of uncertainty. We are by no means out of the woods with respect to COVID-19 and lockdowns. [...]
Can You Afford to Buy a Home in San Diego Right Now?
If you are shopping for a home in San Diego right now, you probably are astonished by how much housing costs have climbed. In fact, the San Diego Union-Tribune recently reported that home prices in the [...]
Why Are Homes in San Diego So Expensive Right Now?
If you are in the market for a home in the San Diego area, you have doubtless noticed the surge in real estate prices. At the time of this writing, the Zillow Home Value Index [...]
Frequently Asked Questions About San Diego VA Loans
Interested in applying for a VA mortgage in San Diego? You probably have a lot of questions about VA loans. Here are some answers to some frequently asked questions. San Diego VA Loans FAQs Q: [...]
How to Save for Your Down Payment
If you will be purchasing a home soon in San Diego, you will need to save up for your down payment. If this is your first time buying a home, you might believe that a [...]
Tips for Making Your Down Payment When Buying Your First Home
Are you shopping for your first home right now and wondering how you will afford the down payment? For many first time homebuyers in San Diego, this is a top concern. In fact, some people [...]
Why Was Credit Karma Wrong About My Credit Score?
Checking Credit Karma before applying for a loan? A rude surprise might await you. CNBC says, “Consumers tweeted about going to apply for a credit card or loan thinking they have good or excellent credit, [...]
Credit Scores 101: Credit Score Myths
Every day, we meet borrowers who have no idea how credit scores work, and believe a lot of things about their scores that are not true. So, we have put together this Credit Scores 101 [...]
Questions to Ask a Realtor When Shopping for a New House
Your realtor is the most important person you’ll find when it comes to shopping for a new house. A realtor should be able to tell you just about anything you want to know about a [...]
Credit Scores 101: Credit Scores Do’s and Don’ts, Part 2: Don’ts
In our most recent entry in our Credit Scores 101 series, we talked about credit score do’s—things you should do if you want to maintain a high credit score. In this installment, we will go [...]
Credit Scores 101: Credit Scores Do’s and Don’ts, Part 1: Dos
Welcome to the next installment in our Credit 101 series. In previous articles, we explained the different types of credit scores, what to know about credit reports, and what you can do to raise your [...]
Credit Scores 101: How You Can Raise Your Credit Score
In the first two installments in our Credit 101 series, we discussed the different types of credit scores and what you need to know about credit reports. In fact, contesting errors you find in your [...]
Getting a Loan for a Rental Property: What Are the Requirements?
Despite of the upheavals in the global economic landscape, buying rental properties is still one of the most stable ways to invest money. Both new and seasoned investors recognize this. But most newbie investors require [...]
Credit Scores 101: What is Your Credit Score?
When you are applying for a mortgage, one of the primary factors that will determine the offers you receive is your credit score. The higher your credit score, the easier it will be for you [...]
Why Right Now Is a Great Time to Buy a Home
While it has never been a secret to those with a fundamental degree of financial literacy, buying a home can be an outstanding way to invest your money. Rather than watch rent go up in [...]
Community Mortgage Recognized as One of the Top 5 Mortgage Refi Companies in San Diego
Community Mortgage was recently recognized as one of the Top Five Mortgage Refinance Companies in San Diego by Expertise.com. In fact, our company is listed at the very top, and received an A+ score for [...]
FHA Loan Pros and Cons
If you are in the market for a home loan product which includes a low-down payment and flexible qualification requirements, and FHA mortgage is worth considering. This type of mortgage guaranteed by the Federal Housing [...]
