Credit Scores 101: Credit Scores Do’s and Don’ts, Part 1: Dos
Welcome to the next installment in our Credit 101 series. [...]
Buying a Home Tips
Google Rating
5.0
Based on 119 reviews
Community Mortgage Inc.
5.0
Patrick Carden
17:56 20 Aug 24
My wife and I had an exceptional experience working with Community Mortgage to purchase our first home this year. From start to finish, the entire team—Jamie, Aryn, and Sean—provided outstanding service. They were incredibly helpful, guiding us through every step of the process with clarity and patience. Their timeliness and attention to detail were highly impressive, ensuring we understood each phase of the home-buying journey. Special shoutout to Jamie who we were in constant contact with for several months. He was always available and happy to help us run numbers and make sure that properties we were interested in aligned with our financial goals.One of the most remarkable aspects of working with Community Mortgage was their ability to help us close in a shortened escrow period, which was a crucial factor for us. They were not only available and communicative with us but also kept in close contact with the seller's agent, making the entire process smooth and stress-free. We couldn't have asked for a better team to work with on such an important milestone in our lives. Highly recommend!
Rebecca Ely
04:17 05 Dec 23
I worked with Sean Courtney and his team to buy my first home. The process was smooth as butter! I expected the process to be far more challenging than it was and I assumed there would be at least some kind of hiccup, but everything was seamless! I was grateful and surprised I qualified for so much. The whole team was friendly, competent, always available, and genuinely looked out for me. I got a great rate and now own my first beautiful home. Thank you Community Mortgage! I will certainly be working with you for future loans and refer you to my community!
Jonathan Grannick
15:22 08 Sep 23
Sean is a true professional at what he does. He's a great listener, a joy to talk to, and really knows his stuff when it comes to lending options after doing it for two decades. They aim to educate and inform their clients to making the decision that's best for them
Howard Gonya
23:13 03 May 22
Jaime, Brandon and Aryn are the best of the best. They helped my family and I purchase our first home here in San Diego. They where professional, honest, kind. I can’t say enough good things about them. They helped me through the whole process and didn’t give up or walk away. Truly amazing people. Thank you guys for all the hard work.
shelby robe
17:36 17 Feb 22
Matt and his team helped my husband and I buy our first home and I can say without a doubt I will be recommending them to any and everyone! We were first time homebuyers and Matt was always quick to get a hold of and his team were extremely efficient as well and the process was smooth and expertly done, thank you so much!
Claudia Clinger
19:22 22 Jan 22
Refinancing with Gina Gladstone at Community Mortgage was the absolute best decision! All our questions were answered and we really felt like valued clients. She was patient, kind, professional and an absolute pleasure to work with. Everyone with Community Mortgage was wonderful. We cannot say enough good things. We would recommend Gina and the amazing team she works with our friends and family. She is our mortgage expert for life!.Thank you so very much. John & Claudia
Martin Urias
18:50 16 Jan 22
Jaime and Brandon helped me allot throughout the process. Pretty much held my hand from start to finish. Including both of them answering my calls after closing. Great team going above and beyond their duty!
Kimberly Fried
00:31 28 Dec 21
As first time homebuyers, we really had no idea what we were doing and felt pretty intimidated by the whole process. We are so grateful that we found Community Mortgage.Jamie and the whole team were patient, supportive, responsive and knowledgeable. Jamie went the extra mile researching a complicated situation for us that we were afraid would stand in the way of us being able to buy a home, and in the end we did! He turned a stressful situation into a simple one. We couldn't be happier with our experience working with Community Mortgage and highly recommend them.
Marcela Castrejon
21:55 15 Dec 21
A 5 star rating for sure! A very friendly and responsive team. Anwsers any questions you might have and throughly explains the process, especially for first time buyers. Highly recommended!
maja wolfe
03:12 22 Nov 21
The team was always available to answer all of my questions. They made my first home purchase smooth, affordable, and easy. I highly recommend!
Gregory Carter
18:13 15 Nov 21
Having community mortgage behind me helped me purchase my first home with no flaws in the process I love this company
Zalina Contreras
05:16 13 Oct 21
Just an amazing company! They make you feel important and valued. Everyone at community Morgege are professional, organized, very nice and respectful. I want to say thank you all for a great home buying experience.
Phillip Ehret
22:11 08 Oct 21
My wife and I worked closely with Matt on our first mortgage, and we had a great experience every step of the way. We first met with Matt a year before we ended up buying and he was so helpful even though we weren't ready to pull the trigger just then. When we were ready, Matt and the whole team were a pleasure to work with. And most importantly, they were so quick and thorough. We had a very short closing timeline and they got us through the whole mortgage process quickly and with no issues at all. I do not think we would have been able to close and get our first house without their support. Highly recommended!
lauren garcia
13:35 19 Sep 21
Great communication from day 1. Sean and his team kept me up to date on everything happening with my loan and were patient with me and all my questions. I couldn’t have asked for a better experience.
Kay McCain
19:54 13 Sep 21
Sean, Aryn and the team at Community Mortgage were amazing! I’ve worked with several mortgage brokers and direct lenders in the past and they are by far the best! Sean took time to consult with me and learn my financial goals up front and recommended the best approach and products according to my needs. The knowledge, experience and personal service they provided, combined with the tools they use, including video emails, online file tracking/notifications etc. made this lending process the easiest and best I’ve experienced! Plus They locked in a great rate and we closed in record time! I have full confidence in the team, will work with them exclusively in the future and highly recommend Community Mortgage!!!
David Jones
23:56 13 Jul 21
My experience with refinancing with Sean and the team at Community Mortgage was completely refreshing. He explained everything up front and I was working through the process in no time. We were able to grt approved in less than a month. I would certainly recommend their services.
Evan Miller, Ph.D.
20:12 13 Jul 21
Hands down the best mortgage company I've worked with. If you want speed in closing, fast communication, no runaround, and the entire loan process buttoned up front to back, then look no further. All we had to do was show up and sign. Community mortgage got us the best rate with the least money to close. Couldn't be happier. Total professionals. They blow away the mega-lenders. Two big thumbs up!
Paula Marden
15:59 13 Jul 21
Jamie and his group are incredible! Simple process that they guide you through every step. I have refied through them several times and would not go through anyone else. Great company.
Carrie Randle
23:20 27 May 21
They were able to refinance us saving us a ton of money each month. They were extremely professional, responsive and easy to work with. Would recommend over and over!
Kim Sharp
20:17 27 May 21
Sean started the refinance process by presenting a video to walk us through different options. It was a unique and efficient way to guide us through the information. We got a low rate with very reasonable closing costs. Sean and Emily were attentive and helpful throughout the process. We would use Community Mortgage again.
Xenia Grushetsky
18:22 22 May 21
Great experience working with Community Mortgage! The refinancing process can be really stressful, but Jamie and Brandon handled everything very well, stayed on top of things and the entire team was very responsive. Glad I chose them.
Joshua Bonnici
18:17 17 May 21
Just bought our first home and the process was really smooth and fast with Community Mortgage. Had a ton of questions, and I always got quick and detailed answers. Would highly recommend!
Feliz
17:58 20 Apr 21
I've used community mortgage when I bought my house and 10 years later I've used them again to refinance. Both times they provided amazing service and clear communication is what I like the most about them. I don't ever feel that I have to follow up to find out the progress of the loan. I have recommended them for years to family and friends, all of them have had pleasant experience! Thank you Community Mortgage.
Sarah Johnson
21:54 12 Apr 21
After years in the mortgage and investment property business, I am extremely picky about my mortgage professionals. Most of them are a dime a dozen and not very informed. Community Mortgage is professional, well informed, they work hard to navigate issues (which always arise), and they take personal ownership to ensure clients are satisfied. I highly recommend Community Mortgage.
Dana Gregg
20:51 12 Apr 21
The Community Mortgage team was amazing to work with during our re-finance! They helped make sure it was a seamless process, talked us through every step and provided support and detail whenever we needed it. The whole team was very quick to respond to questions, and always friendly. We highly recommend them!
Lucas Orr
15:35 10 Apr 21
We have used Community Mortgage 3 times to refinance our home over the 13 years we’ve owned it. Every time has been an amazing and smooth experience, which is why we keep going back.Sean and his team always offer multiple options with detailed analysis so you can choose what works best for your particular situation.We will be back when the time comes again!Thanks Sean and Team!
june tiu
09:14 09 Apr 21
Great company ! Everyone is very responsive and professional. Would highly recommend to others !!!
Philip McNiven
21:25 07 Apr 21
The best refinance experience I’ve had. Ethical, professional, courteous, and first-rate. It all worked out perfectly despite my apprehensiveness (should I spend to get a lower rate?). My initial talk with Sean was more strategic, discussing how the refinance would fit in with my long-term financial goals. Then Jamie took over and he was patient and diligent, spending an extraordinary amount of time to answer my many questions. Lastly, Emily handled all the details and paperwork superbly. Kudos. Would highly recommend.
Rob B
20:09 28 Mar 21
Jaimie was extremely helpful. I've used them a couple times and the were super honest, thorough with their services and great rates! Even when I was Shopping other places Jamie was helpful in showing the pros and cons in each option i was looking at. Highly recommend if you are looking for a company that has good communication as well.
Susan Gotz
23:04 28 Feb 21
Sean and Aryn and their crew have helped me with all of my mortgage refis over the years. Sean, Aryn and staff are always totally involved and make sure that everything is handled efficiently, satisfactorily and professionally from beginning to end. Nobody misses a beat during the process. I am the kind of person who stresses over things, but no need with Community Mortgage. These guys are the best. Community Mortgage is the place to go.
Carrie Ford
23:42 27 Feb 21
Wow. Just wow. The team at community mortgage is second to none. Sean and Aryn specifically went above and beyond! My loan was straight forward, but my income was confusing to underwriters, I work for myself, I have a couple rentals, my income was scattered and hard to pinpoint. They took the time and effort to ensure I was in good hands, and I was. I was denied loans from 4 other mortgage brokers because my income was “too confusing”. I almost gave up, but was introduced to them, and now I have my dream home. Thank you Aryn, specifically, for making this happen. You went above and beyond.
Yuka Wada-Kaneko
03:43 23 Feb 21
Jamie was very professional and always responded to my questions or concerns right away. We even thought it was too good to be true and doubted it’s a scam.Highly recommended😊
Mindy Nguyen
22:16 22 Feb 21
It was very pleasant to work with Community Mortgage for my refinance. They were professional and very responsive and that's very important to me. They answered my questions thoroughly and got the job done quickly. Highly recommend it.
Scott Phillips
22:33 23 Jan 21
Working with Community Mortgage was outstanding. They are very organized, good communicators and solution oriented. Highly recommend.
LYNNETTE padrigo
16:22 19 Jan 21
Very friendly group! Will take time explain every detail. Really wonderful experience with them!
Marisa Alvarez
02:35 15 Jan 21
Community Mortgage was very helpful through the entire process and with all the questions I had. Everyone on the team was extremely helpful and friendly. I highly recommend their service.
Sheila Banducci
19:12 13 Jan 21
Very friendly and professional. We did a refinancing of our mortgage. It moved along quickly. We got a good rate. Definitely recommend this group
Becky Green
19:05 16 Nov 20
We just finished re-financing with Community Mortgage and they were great to work with, responsive and patient with all our questions. We got the best rate and paid off some debt that had really been bothering us! Thank you Community Mortgage!
Anna Winn
21:25 11 Nov 20
Spoke with several staff members as well as a few meetings with Sean during my refi. All were so friendly and professional. Also they actually apologized when contacting me on my vacation about deadlines. This was so different from my previous refi experiences when demands were made on me to sign something within 30 minutes or else...! Another unusual bonus: when I asked Sean a question, he gave me his opinion and what he would do in my situation. Not just wishy-washy disclaimers about how no one can predict The Fed, etc. The entire process was painless and I have never been able to say that before.
Will Breiholz
19:07 10 Nov 20
I've done business with Community Mortgage many times. The entire team is courteous, responsive and knowledgeable - 100% professional and they got me a great rate on my refi. I highly recommend Community Mortgage.
Stephen Campion
18:40 06 Nov 20
Community Mortgage did a fanatic job for me on a refinance, Jamie kept me up to speed on the progress and was really responsive on any questions I had.
Gina Passmore
18:36 06 Nov 20
This is the first mortgage company I have worked with that went above and beyond to answer my incessant questions and reassure me throughout the entire process. Their follow up and guidance was impeccable. We will go Nowhere else when shopping for a mortgage or refinance in the future!
Robert Kaiser
17:43 05 Oct 20
Throughout the process they were always updating me and helping me figure out way to overcome obstacles. I would recommend 10 out of 10 times!!
AL Crawford
01:01 01 Oct 20
It was an absolute pleasure working with Community Mortgage!!! I worked with Sean, Jamie and Aryn to refinance my home and the experience exceeded all expectations!! While the refinance process may have taken longer than ‘normal’ due to COVID-19, they were there every step of the way, ensuring I received the lowest rate possible and promptly answering every question I had. I wish I had worked with Community Mortgage when I first bought my home!I never felt like “just another client”, they were patient, detailed, insightful, reliable and I felt valued as a client! 10/10 experience all around!!! I highly recommend working with them! You will not be disappointed!
Jeremy E
17:47 30 Sep 20
I was referred here by a friend. I really appreciated their efficiency and professionalism on my refi. Additionally, i got a nice surprise a few days before closing when they called to let me know they were able to secure a lower interest rate.
Chao Lao
05:43 10 Sep 20
My wife and I are first time home buyers, so naturally we had a ton of questions regarding the lending process. The community mortgage team (Jamie, Emily, Aryn) were fantastic to work with. They were extremely accommodating and explained thoroughly on what to expect during the process, which put us at ease! They even went above and beyond by reached out to listing agent to provide assurance that we were strong borrowers which may help winning an offer in a competitive market. They responded to all my questions as thoroughly as possible and always in a timely manner. Because of their guidance, our financing process were as smooth as it can be. We look forward to working with them again in future real estate transactions.
Julie Lewis
20:42 09 Sep 20
Jamie, Aryn & La Ray at Community Mortgage make an outstanding team! They truly care about what is best for you and your family. They continue to prove to be lifelong partners for your family. We bought our first home four years ago and were new to the process. They walked us through everything and took care of us. We were very pleased with how easy they made our loan experience. Now a few years later, we refinanced and they helped us yet again. They are very involved in the process to ensure everything is taken care of.Thank you for your excellent communication and for all your help! We are SO happy we refinanced and that you were able to save us so much money for our family!
David
23:17 07 Sep 20
Sean, Aryn and the team are awesome. The process to refi was simple and a team member was always there to guide the way through the process. This is my go-to team for mortgage needs. I highly recommend them.
Hanh Dang
17:31 06 Sep 20
The Community Mortgage Team made the re-fi process very painless for me. They were responsive and frequently provided updates. This is my second time re-financing with them, and will definitely consider them again in the future.
Naomi Stevens
21:30 01 Sep 20
The team at Community Mortgage was amazing. The team worked seamlessly with each other and the communication/document gathering software they employ to create an easy to understand, efficient, and comfortable experience. Sean, Jaime, and Aryn kept us informed regarding the best rates and times to move forward and were with us every step of the process. When there was a last minute issue on our credit report, they made our problem their problem and found a easy solution that saved us so much time. This team really goes the extra mile for their clients and it makes all the difference.
Crystal Wynn
17:35 03 Aug 20
Absolutely great, honest, timely, informative, great customer service from people who genuinely care about you and your loan, who go the extra extra mile, who are thoughtful of the stress the loan might generate, informative about All the options so you can make intelligent decisions, and really go to bat for you to make your needs a priority. Can’t say enough good things about this firm, wouldn’t consider any other mortgage broker.
Alex Angelo
18:30 24 Jul 20
Community Mortgage is fantastic! They have a good team of people that work here. I have been working with them for a little over 10 years now. I have used them to buy my house and refinance my house 2 times now. They have always given me excellent customer service and made my refinance go quickly and smoothly. They also email regularly with current home market information which I like because they keep you in the loop so you don't miss out on a potentially good opportunity to refinance or help you make the decision if it is a good time to buy or sell. I would recommend Community Mortgage to anyone who is looking into buying or refinance a home.
Martin Del Rosario
17:15 24 Jul 20
Sean and his team are amazing! They’ve helped my wife and I with quite a few real estate transactions over the last few years. They have always been very attentive, helpful and most of all professional. Special thanks to Jamie McKeon as well who has served as our mortgage broker. Jamie has always been very easy to work with and has provided some key insight to the real estate market. Overall great experience.
Larry Halford
18:54 28 Jun 20
There is only 1 reason that I have repeatedly returned to Sean Courtney and the Community Mortgage Team for my mortgage financing needs — that single reason is Outstanding Personalized Customer Service.Probably, with enough shopping comparing, and telephoning — similar loans and loan costs can be obtained from other sources, however, Sean and his Team have set the gold standard for providing the loan products that match the customers personal profile, resources and objectives —AND — they have distinguished themselves in how the customer is treated and how keenly the customer is kept informed from the initial contact to “funding complete”. They were always available, promptly answered every question and coached me on the process and progress. I was never reduced to a mere # in their eyes; I was “Larry”— and that made the difference that mattered. I highly recommend Community Mortgage. Your transaction will be expertly managed and you will be treated as their most valued customer.—-Larry Halford, San Diego
Scott Alan Miller
00:21 23 Jun 20
Sean, Aryn and their team were tremendous to work with. I highly recommend using them for your residential refi.
Pamela Schwarz
21:37 22 Jun 20
We had a very good experience using Community Mortgage for our refinance. It took a little longer to close due to COVID and how busy they were, but we weren’t in a big hurry. We were so pleased with their service that we recommended Community Mortgage to our sister and brother-in-law law. Very happy! Thanks!
Arthur Gutierrez
21:29 22 Jun 20
Professional, respectful, caring, committed, and constant communication... I was never left in the dark going through the process
troy degener
02:39 21 Jun 20
Sean, Aryn and collective group were nothing short of amazing. Executing our refinance during a turbulent time was certainly not easy on their part with the additional effort needed to navigate the new loan back checks. Community Mortgage reached out to us regularly to provide us with updates and reassurance of progress. This group will most certainly be my first phone call when needing loan support in the future. Thank you so much!!!!
William Holliday
16:31 18 Jun 20
My recent refinance was the most difficult financing I’ve ever been through due to the overwhelming number of applications and fewer people available to work on them. Moreover, lenders are making those applicants jump through many more hoops; you may need to be a stronger borrower than ever.That said, the Community Mortgage team earned every penny of their fee. They kept me informed and did whatever it took to get my loan funded.My payment decreased by $576 per month after funding. But even after funding, I let their team know that the new lender told me that a payment was due sooner than their documents indicated and Community Mortgage went back to work to help fix that lender’s mistake and get a refund for the overpayment.I’m not just a satisfied client, I’m grateful.
Tim Wheatcroft
21:24 17 Jun 20
I’ve worked with Community Mortgage several times for both new and refinanced mortgages. The team is diligent, clearly works to support the needs of the customer, and is prompt and courteous in all communications. I highly recommend this team.
Debbie McBride-Quantrell
23:02 21 May 20
They are the best team ever to work with! As a business woman running a company and a large family I am pulled in so many directions. This team stepped up and was able to take so much off my back. They handled and directed me through the refinancing so well, I was still able to run my business and family needs with ease.
Norma Girardot
17:37 12 May 20
If there was an option for 20 Stars, it wouldn't be enough. The entire team at Community Mortgage went about and beyond every step of the way during the refinancing of our home. During these very difficult times, we were treated like we were their primary focus, guiding us through every step of the way. The climate changed daily and they were beyond fabulous. Aryn and her team treated us as valued friends and kept us informed of the daily changes in the industry. I cannot speak highly enough of their professionalism, industry knowledge, and stellar customer service. Community Mortgage is the only option you should consider for your mortgage needs.
Maurice Strickland
17:28 13 Apr 20
I appreciated Sean's knowledge. He didn't hesitate to share his own experience as a homebuyer and had a really great grasp on options...options I had never even considered. I also enjoyed the follow up with Jamie. Every question I had was answered to the fullest and beyond. Jamie did a really great job putting things into terms that my wife and I could both digest and carry with us when the time comes. It's really important for me to trust and connect with the people who are potentially handling such a monumental decision and global mortgage made me feel more like an old friend from high school than 'just another potential client'. That's what, I think, will stick with me the most.
Kevin Stierhoff
19:25 03 Apr 20
We couldn't be happier with our refinance experience with Community Mortgage. They found us the most competitive rate, had wonderful communication and follow-through, and were truly pleasant to work with. Being a relative new first-time buyer, the process can be very intimidating. Sean, Aryn, and La Rae were patient, thorough, and informative as they walked us through the entire process. I look forward to the opportunity to work with them again!
IKA Ika
01:47 16 Mar 20
Sean, Jamie and crew were a delight to work with. Very friendly and helpful. Answered all my questions through the whole process.
Gary Jones
01:02 11 Mar 20
I MUST SAY THIS WAS THE EASIEST, FASTEST AND TROUBLE FREE REFINANCE I HAVE EVER DONE. THANKS TO EVERYONE WITH COMMUNITY MORTGAGE FOR ALL THE HELP.GARY JONES
Nicole Tristan
17:11 07 Mar 20
It was fast and easy to refinance our home and the agents were very friendly and keep me informed on my loan status
Khalfani Williams
16:53 07 Mar 20
Community Mortgage was recommended to me by a friend. Well I can honestly say the recommendation was an excellent one. The Community Mortgage team did an excellent job of keeping an open line of communication and layed out my options to me which helped me make the best informed decision. I felt very comfortable during the process of refinancing and would highly recommend them.
Carly Dorendorf
20:52 03 Mar 20
As a Realtor, it is so important that I have a trusted Mortgage Lender to partner with. Community Mortgage always gives my clients the highest level of service. They are quick with communication and never make anyone feel pressured. Their team understands how important it is that my clients feel informed. I am grateful for the Community Mortgage team!
Ruben Dela Cruz
23:31 06 Dec 19
This is my second time I use Community Mortgage for refinancing my condo. I went to two lenders to help me refinance and it took forever to get response and with higher interest rate. Jamie called just to say how i am doing. Thanks for his call and I told him whats going on. He asked for some information to start. The following day I went to see him and gave the necessary information. I got the response in couple of days and find the lender with the best lowest VA funding. Arin is updating the loan status every week and I do not do anything, just wait for loan status. The process went so smoothly until financed. I paid $0.00, all closing cost and fees were included. Kudos to the Community Mortgage Team for their excellent communication and job well done.
Courtney Farrar
05:10 06 Dec 19
Community Mortgage is undoubtedly a 5 star business that deserves praise, recognition and therefore a full recommendation. Sean, Aryn and Jamie worked fastidiously to ensure a smooth, timely, low interest, personable & pleasant mortgage loan acquisition experience. Each of them were readily available throughout the process with all forms of communication making what might often be a highly stressful transaction into one that made us feel comfortable, confident and low stress.
David Garitta
15:55 04 Dec 19
Sean and Aryn handled what other highly respected "mortgage" firms could not ! There were a lot of moving parts to my refinance and it was handled with what appeared to be relative ease.I was able to retain my home because of there determination to help me.Over and above the call of duty. The staff is top notch and they go far out of their way to ensure success.BRAVO!!!
Amber Sunshine
17:49 03 Dec 19
Very knowledgeable , responsive, and courteous. All my questions were answered, and there was coNetanyahu communication about what was needed from me and where I was in my loan process.
Lee Sanudo
21:33 02 Dec 19
We just wrapped up our refi with Sean and Jamie at Community mortgage and they made the process easy and painless. I recommend their service very highly!
Josiah Renfree
19:04 02 Dec 19
Used them earlier this year to refinance our house and the experience was awesome. They were extremely patient with us as we went through many scenarios to decide what option worked best for us. Would highly recommend to anyone.
We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
Contact
814 Morena Blvd #310
San Diego, CA 92110
Phone: (619) 692-3630
NMLS ID # 2435318
Community Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines
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