Hi, I'm Sean Courtney, the Mortgage Doctor at Community Mortgage Inc. (NMLS ID #2435318). Today, we're discussing annual mortgage reviews, and a common question is how they can help determine if a mortgage is still the right fit. During these reviews, we take the time to sit down with our clients, comprehensively going over their housing needs, [...]

As Sean Courtney, the Mortgage Doctor at Community Mortgage Inc. (NMLS ID #2435318), I often encounter questions regarding annual mortgage reviews. An annual mortgage review involves assessing the terms and conditions of an individual's mortgage, typically done every year. This process is crucial because, for most individuals, their mortgage represents their most significant debt, while their home [...]

In our many years of experience in the real estate industry, we've come to realize that, unfortunately, people don’t own their homes at a high level. What we mean by that is that many have a goal of buying a home, and then when they do, they simply live in it, pay for it, and fix it [...]

If you’re interested in buying a home, want to learn more about it, and it makes financial sense for you, who would you call? That’s a real question that, at some point, you’re going to ask if you haven’t already. Calling a realtor or mortgage professional can sometimes be daunting because oftentimes, they try to sell you [...]

We’ve always been curious as to why most people don’t have a more accurate accounting of their real estate wealth. You frequently log in to your checking and savings accounts and look at those statements pretty closely each month. With that information, one typically knows if a given month’s number is accurate or not. That’s important! Yet, [...]

As a homeowner, one constant thing that is difficult is the hassle of home maintenance and repairs. For example, when was the last time you changed your air filter? What size do you even need to order? When should you get your rain gutters cleaned? When was the last time you had your air conditioner or heater [...]