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When I go directly to a mortgage lender, is it possible for me to save money?
Not really. In most cases, you can get as good of a deal or a better one when you deal with a mortgage broker. This is because typically there is no net cost that is added by the mortgage brokers to the lending process. Mortgage brokers can quickly sift the thousands of different products and programs lenders offer to find you the best deal for your situation. They can also find lenders who specialize in different market niches, which are often avoided by many lenders, so that you are more likely to get your loan approved. If you’ve been declined by a bank or credit union, a mortgage broker is probably your best option.
We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
814 Morena Blvd #310
San Diego, CA 92110
Phone: (619) 692-3630
NMLS ID # 908271
Community Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines