Frequently asked questions.

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What makes a mortgage broker and a lender different?

A mortgage broker educates you on the different loans that are available. He also takes your application and processes the loan. He puts together the necessary information such as your credit report, employment and assets verification, appraisal and more. Once done, the lender then “underwrites” and funds the loan. Underwriting means that the lender decides if the borrower is qualified or not.

We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.

Resources

Home Loans

Contact

814 Morena Blvd #310
San Diego, CA 92110
Phone: (619) 692-3630
NMLS ID # 2435318

Community Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines