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What is a full documentation loan?
A full documentation loan is where your assets and income are verified and disclosed. Your income is used to determine your ability to repay the mortgage. For formal verification, employment is verified by your employer. Your deposits are verified by the bank as well. This is the most common kind of loan for a mortgage. We also offer programs that use a borrower’s bank statements to verify income, however these programs have more restrictive guidelines for down-payment/equity, credit score and asset reserves.
We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.
814 Morena Blvd #310
San Diego, CA 92110
Phone: (619) 692-3630
NMLS ID # 908271
Community Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines