Frequently asked questions.

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What are points?

Points are the upfront cash payment (each point equals 1% of the loan) paid by the borrower to secure a lower interest rate. Points are typically used when the borrower intends to maintain the loan for at least 5 years.

We work with and for our clients to provide them the best mortgage options to help them achieve and maintain home ownership.

Resources

Home Loans

Contact

814 Morena Blvd #310
San Diego, CA 92110
Phone: (619) 692-3630
NMLS ID # 2435318

Community Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines